Estate Planning

Estate planning is about life ??in the present and in the future. Most importantly, estate planning is about the life of your family and loved ones ??and the peace of mind you get from helping to preserve their financial security. It's never too early or too late to prepare an Estate Plan which is an essential part of a complete financial plan. It involves more than just writing your will.

An Estate Plan

  • Preserves your wealth
  • Puts you in control of your future
  • Ensures that your wishes are fulfilled
  • Minimizes taxes

What does an Estate Plan involve?

  • Transferring assets to your beneficiaries in a timely manner
  • Looking after the people and causes you care about
  • Reducing estate administration costs
  • Strategies for minimizing taxes
  • Insurance coverage to protect yourself, your beneficiaries and your assets
  • Power of attorney
  • Valid and current will

Benefits of estate planning

  • Distributes your assets as you intended
  • Keeps more of your money in the hands of your heirs
  • Minimizes income tax and probate fees, designates charitable gifts, declares your personal care preferences
  • Provides for the tax advantages of income splitting
  • Ensures business continuity for business owners